accounting icon close-x icon facebook icon government icon healthcare icon in icon menu icon non-profit icon phone icon professional icon small-business icon triangle icon

Another new test notification.

Financial Highlights

Excel download Email page PDF view Print view Email Alert Social media sharing
Financial Highlights
2017 FQ3 YTD
9/30/2017
2016 FY
12/31/2016
2015 FY
12/31/2015
2014 FY
12/31/2014
2013 FY
12/31/2013
Balance Sheet ($000)
Total Assets 7,393,656 6,890,096 6,075,577 5,246,684 3,771,503
Total Net Loans 6,047,217 5,670,448 4,993,173 4,310,641 2,946,267
Total Deposits 5,913,952 5,716,114 5,158,444 4,310,768 3,225,414
Equity Attributable to Parent Company 933,982 842,799 738,601 620,759 393,863
Total Equity 933,982 842,799 738,601 620,759 393,863
Profitability (%)
Net Income($000) 84,663 97,707 84,167 54,258 47,007
Net Income Attributable to Parent($000) 84,663 97,707 84,167 54,258 47,007
ROAA 1.62 1.52 1.49 1.31 1.37
Core ROAA 1.62 1.52 1.48 1.39 1.37
ROATCE 14.46 14.30 14.78 14.16 14.84
Net Interest Margin 4.16 4.19 4.37 4.51 4.36
Reported: Net Interest Margin 4.14 4.16 4.33 4.44 4.30
Efficiency Ratio 38.49 39.63 42.08 47.50 49.31
Noninterest Inc/ Operating Rev 8.49 8.96 9.55 9.38 14.96
Balance Sheet Ratios (%)
Loans/ Deposits 102.88 99.33 96.90 100.04 91.31
Securities/ Assets 7.94 8.12 8.31 7.72 10.32
Total Equity/ Total Assets 12.63 12.23 12.16 11.83 10.44
Tangible Equity/ Tangible Assets 11.36 10.85 10.56 9.95 10.37
Tang Common Equity/ Tang Assets 11.36 10.85 10.56 8.55 8.86
Asset Quality (%)
NPAs/ Assets 0.39 0.41 0.51 0.94 1.11
NPA Excl Restructured/ Assets 0.22 0.30 0.31 0.68 0.90
NPAs & 90+ PD/ Assets 0.39 0.41 0.51 0.94 1.11
NPAs/ Loans & REO 0.47 0.50 0.61 1.13 1.40
Nonaccrual & 90+ & OREO/ Assets 0.22 0.30 0.31 0.68 0.90
NPAs & 90+ PD/ Loans & REO 0.47 0.50 0.61 1.13 1.40
NPA & Loans 90+/ Tangible Common Equity + LLR 3.25 3.58 4.53 10.13 11.17
NCOs/ Avg Loans 0.02 0.09 0.17 0.17 0.23
Loan Loss Reserves/ Gross Loans 1.03 1.03 1.04 1.06 1.37
Reserves/ NPAs 217.86 207.33 170.36 93.71 97.73
Loan Loss Provision/ NCO 492.84 229.19 182.38 190.03 155.55
Capital Adequacy
Tier 1 Common Capital (CET1)($000) 827,220 737,512 632,408 433,962 333,510
Tier 1 Capital($000) 827,220 737,512 632,408 505,864 390,111
Tier 2 Capital($000) 283,062 279,200 122,804 NA NA
Total Capital($000) 1,110,282 1,016,712 755,212 631,340 440,332
Total Risk-weighted Assets($000) 7,255,664 6,827,226 5,921,202 4,867,109 3,377,819
Tier 1 Common Capital (CET1) Ratio(%) 11.40 10.80 10.68 8.92 9.86
Tier 1 Ratio(%) 11.40 10.80 10.68 10.39 11.53
Total Capital Ratio(%) 15.30 14.89 12.75 12.97 13.01
Liquidity Coverage Ratio(%) NA NA NA NA NA
Leverage Ratio(%) 11.78 10.72 10.90 10.69 10.93
Basel III Leverage Ratio(%) NA NA NA NA NA
Per Share Information ($)
Common Shares Outstanding(actual) 34,174,009 34,023,850 33,467,893 30,139,396 25,885,863
Avg Diluted Shares(actual) 34,315,640 34,181,616 33,479,592 27,550,978 26,358,611
Basic Book Value per Share 27.33 24.77 22.07 18.21 13.03
As-reported Book Value per Share 27.33 24.77 22.07 18.21 13.03
Basic Tangible Book Value per Share 24.22 21.63 18.84 14.57 12.90
Reported: Tangible Book Value 24.19 21.61 18.83 14.56 12.89
EPS after Extra 2.47 2.86 2.50 1.95 1.76
EPS after Extra Growth(%) 17.10 14.40 28.20 10.80 20.20
Core EPS 2.47 2.86 2.48 2.07 1.77
Core EPS Growth(%) 17.30 15.20 19.80 17.10 20.40
Diluted EPS before Amortization 2.49 2.90 2.54 1.97 1.77
Pre-Provision Earnings per Share 2.64 3.22 2.85 2.38 2.07
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.